If you are involved in a car accident in Japan and plan to file a claim against the insurance company, we strongly advise you to consult an attorney-at-law (“Bengoshi” in Japanese).
To receive appropriate compensation for your damage, you must first assess your losses accurately. This process requires technical knowledge and complex calculations.
While insurance companies will assess your damage and offer a settlement, there is a potential issue: insurance companies often aim to minimize their payouts. Consequently, their initial offer may not reflect the full amount you are entitled to. In such cases, you will need to calculate your damages independently and negotiate with the insurance company to secure the appropriate compensation.
There are also other issues to consider. For instance, insurance companies may pressure you to terminate your medical treatments to reduce their costs. You will need to negotiate and convince them that continued treatment is necessary.
Negotiating with an insurance company is challenging, even for Japanese speakers. For English speakers unfamiliar with negotiating in Japanese, the task becomes significantly more difficult.
If you are not satisfied with the insurance company’s offer, you may need to take the matter to court.
Therefore, you will need specialist advice for both assessing your damages and negotiating with the insurance company. In some cases, you may also need to file a lawsuit. This is why we strongly advise you to consult an attorney-at-law.
If you consult and appoint an attorney (Bengoshi), they can represent you in all negotiations and lawsuits if necessary. Additionally, if your insurance policy covers attorney fees, part of the cost may be covered by your insurance. When purchasing automobile insurance in Japan, ensure it includes coverage for attorney fees.
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